Watchstone Group is a holding company with technology at its core.

Our businesses offer leading technology solutions primarily to the insurance, automotive and healthcare industries.

While we have a diverse portfolio, our operating businesses are unified by a set of shared commercial principles:

■We seek to anticipate change and we have the agility to exploit the dynamism of customer behaviour
■We invest in the people and technologies that will drive innovation and success in our markets
■We promote in-depth sector knowledge and experience as the starting point of value creation, and
■We strive for efficiency across our businesses through the optimal allocation of resources and good governance

                   

NEWS

26th Jan 2018 Pre-close trading update
11th May 2017 Prospective claim by Slater and Gordon
05th May 2017 Report and Accounts for the year ended 31 December 2016
27th Apr 2017 Preliminary results for the year ended 31 December 2016

VIDEO/AUDIO/PRESENTATIONS

May 2017 2016 Annual Report and Accounts
Jun 2016 Presentation-Results for the six months ended 30 June 2016
27th May Watchstone Audio Webcast-Financial Results
27th Jan Watchstone Group Outline Strategy

EVENTS

The 2017 Commercial Vehicle Show (CV Show)25th-27th April -UK (Hubio)
The Strategic Claims conference2nd March-UK (Hubio)
2017 Insurance-Canada.ca Technology Conference28th February-Canada (Hubio)
NRF's Annual Convention & EXPO (Retail's BIG Show)15th-17th January-USA (Tech Mahindra-Bronze sponsors/exhibitor)
2017 Commercial Vehicle Show25th-27th April-UK (Hubio Fleet-exhibitor)

WEBSITES




LINKS TO DEDICATED PAGES

pt Health
ingenie Updated 2nd June
Innocare Updated 2nd June

18 August 2016

TR-1: NOTIFICATION OF MAJOR INTEREST IN SHARES


Deutsche Bank AG increased from Below reportable threshold (<3%) to 3,455,190 (7.51%)

http://otp.investis.com/clients/uk/watchstone_group/rns/regulatory-story.aspx?cid=1338&newsid=774954

Link to historic 'Shareholder information'

Shareholder information

The directors have been notified, or are aware of the following interests in the issued share capital of the company in respect of the shareholdings, and related holding percentages, of the following significant shareholders and directors of Watchstone Group plc as at 18 August 2016.

Major shareholder information

Name--------------------------------------------No. of Shares-------------------% Holding

Beach Point Capital Management LLP-----------5,139,560----------------------11.16%
Deutsche Bank AG-------------------------------3,466,883-----------------------7.53%
M&G Investments (Prudential)------------------2,916,666-----------------------6.34%
Dialectic Capital Management LP----------------2,307,438-----------------------5.01%
Sand Grove Capital Management LLP-----------2,305,383-----------------------5.01%


Subtotal------------------------------------------16,135,930----------------------35.05%

Current total shares in issue 46,038,333 as at 24 May 2016 with none being held as treasury and 1.97% being held “not in public hands” i.e. held by directors, directors of subsidiaries, trustees of employee share schemes / pension funds or any other substantial shareholders (>10%).

Director information

Name---------------------------------------No. of Shares-------------------% Holding

Richard Rose--------------------------------100,000--------------------------0.22%
Indro Mukerjee-------------------------------50,550--------------------------0.11%
Mark Williams---------------------------------50,550--------------------------0.11%
Lord Howard of Lympne----------------------12,608-------------------------0.03%
David Currie-------------------------------------1950--------------------less than 0.01%

Subtotal---------------------------------------215,658-------------------less than 0.47%

http://www.watchstonegroup.com/investors/shareholder-information/

Impact of telematics on personnel in the spotlight
23/08/2016

Vehicle telematics has its roots in the HGV sector but, in more recent years, has become an increasingly popular tool for LCV fleets and is also starting to find its way into company cars.

Telematics systems monitor the location of vehicles and the way they are being driven to deliver a raft of essential operational real-time information to fleet decision-makers that enables them to take action to improve business efficiency, ensure legislative compliance and cut costs.


At the Commercial Fleet Van & Truck event, Andrew Betteley, Hubio, connected car chief technology officer, will share his knowledge on telematics for fleet with an emphasis on safety and driver behaviour.

Telematics devices installed to monitor fleet driver behaviour are a powerful tool for managing performance and improving safety.

Telematics data provides not only a fleet manager but also a driver with feedback which could reduce the potential for accidents and speeding fines.


Betteley, who joined Hubio earlier this year, will discuss the importance of the style, media, amount and timing of feedback to drivers to improve safety levels. He will also touch on the ‘Hawthorne’ effect on how behaviour changes when it is observed and monitored.

As a result of monitoring speeding and harsh braking a fleet will benefit not only from a reduction in speeding incidents and accidents but also from improved fuel efficiencies - savings are reported to be in the region of 15% - and thus financial savings.

However, rolling out driver monitoring impacts on personnel issues. Therefore, the session will also cover the importance of driver education and providing an amnesty period at the beginning of the implementation period.

Hubio, a member of the Watchstone Group, has safety in its heritage through its ingenie young driver insurance and Road Angel propositions.

The session will also include a live demonstration of the Hubio Fleet solution and the results of Hubio Fleet customer testing. Session attendees will be given the opportunity to sign up for a trial of Hubio Fleet and take home their OBD (On Board Diagnostics) device.

Hubio Fleet is one of six best practice partners featured at Commercial Fleet Van & Truck, further details on the sessions can be found at https://vanandtruck.commercialfleet.org/for-visitors/fleets-informed-best-practice-sessions

Fleet operators can register for their free place at Commercial Fleet Van & Truck by visiting www.commercialfleetvanandtruck.co.uk




and

3 ways ERS Insurance Group is performing better with Hubio

At Hubio, we are all about our customers’ success. We recognise that organisations in the insurance and automotive sectors are focused on four key areas: increasing efficiency, reducing claims, building customer engagement and enabling usage-based personalisation. Our integrated solutions make this possible.

But don’t just take our word for it. Hear what our client ERS, a Lloyd’s underwriting business (Syndicate 218) which has been a leading specialist motor insurer for more than 60 years, has to say:

Delivering business critical change

Tim Yorke was appointed Chief Operating Officer at ERS in June 2013 and is a key member of their management team. He is the main sponsor for the implementation of the Hubio solutions including the migration of all their legacy data onto Hubio.

“When Aquiline acquired ERS, the transformation of the legacy IT applications and infrastructure was central to the task of getting the business back to profitability and fulfilling its potential. We recognised that this would be a major undertaking, especially since we had relatively short timescales in which to achieve the development, deployment and data migration phases of the project. We chose Hubio to deliver this business critical change.

All IT projects are complex and difficult at times, and ours has been no exception, however the project has maintained momentum, and we’ve delivered our transformation in just over 2 years, including migration. This was vital as it allowed us to migrate all systems to Hubio and decommission our previous costly infrastructure.

The bottom line difference

The bottom line difference is that Hubio has allowed us to halve our run rate when it comes to IT spend. The full system overhaul will pay us back within two years given these savings.

In addition to this, Hubio has helped our business perform better in three key areas:

1. Our speed to market for new products is now much faster than before, moving from months to weeks, which makes us more nimble and competitive.

2. Our ability to integrate everything from brokers, to new books of business, to claims supply chain vendors has vastly improved allowing a single process to run the whole claims process and saving money with more automation.

3. We are able to be much more flexible as the business develops, because of the modular nature of the Hubio system and the underlying architecture.

Overall Hubio is helping us make our data work harder and is fundamental to our efforts in improving the bottom line of the business.”

An excellent working relationship

Our Client Services Director, Lynette Slater, shares our Hubio perspective on the project:

“We enjoy an excellent working relationship with ERS, assisting them with their major transformation programme.

ERS’s decision in selecting the Hubio Enterprise Insurance Solutions was based on its rich functionality, speed of deployment and user-driven configuration and management.

The programme included the ability to deliver benefits early through providing a collaborative approach where ERS was able to closely track and monitor the project and functional delivery, thereby mitigating any potential risks. The implementation phase included the migration of their historic policy and claims data, enabling ERS to be completely free of its legacy systems.

The Hubio solutions have worked well, not only providing ERS with the technology to support their desire to overhaul their business processes in a focussed timeframe, but also for the future where the business community become the masters of their own destiny. We continue to work closely with ERS as they contribute to and benefit from the on-going R&D applied to all the Hubio solutions.”

Hubio to speak at Connected Car Forum

The Connected Car Insurance USA forum arrives this week (September 7th-8th) at the Radisson Aqua Blu Hotel in Chicago, and Hubio, as a leader in Connected Car technology, is again playing a major role. With the number of internet-connected vehicles skyrocketing, this year’s conference focus on the development of consumer-centric insurance solutions around connected mobility is more relevant than ever.

Impact on the bottom line

Joe Armeni, our SVP of Business Development & Insurance Solutions is speaking on a panel session entitled “Tune Insurance to the Fleet Beat” which explores the positive impact telematics can have on a fleet’s bottom line and how insurers can leverage UBI to enhance their value proposition in commercial lines. As a technology provider of telematics applications for fleet, Hubio brings experience of unlocking insights within the connected car ecosystem to the conversation. Joe highlights that, “… I’ll look to explore ways that insurers can add value to the fleets they insure and at the same time improve bottom line performance through better risk selection, improved rate segmentation and reduced loss costs.”

Beyond our Commercial Lines telematics offerings, Hubio continues to provide market leading end-to-end telematics solutions in support of the Personal Lines market segment. Hubio has deployed UBI programs for 3 of the top 20 Personal Lines insurers in the US. Our UBI solution includes a comprehensive logistics infrastructure and flexible platform, multiple data capture options including a smartphone only program, advanced crash detection reporting, a young driver program and more . Armed with our in-house insurance expertise, insurers can access the untapped opportunities in the UBI market and build a successful UBI program with Hubio.

Our CEO, Indro Mukerjee delivered his keynote speech about telematics’ move from disruptor to enabler at the Connected Car Insurance conference in Europe earlier this year. We believe that the key to enablement is to create a proposition that appeals to the consumers and that includes providing effective, flexible, technology toolkits that enrich the customer experience. Watch his full address:

https://www.youtube.com/watch?v=qZruU6k1FWE

Want to find out more?

Contact us and learn more about our proven usage-based insurance solutions. If you are attending Connected Car Insurance USA, let’s arrange a face to face meeting, coffee’s on us!

Highlighting the video (shown in last post) from the Connected Car Insurance Europe 2016 (April 2016)

https://www.youtube.com/watch?v=qZruU6k1FWE

Insurers are managing claims better with Hubio’s advanced claims system

The insurance industry is changing fast and managing claims is an increasingly relentless challenge. From mitigating claims indemnity and controlling operational cost to providing excellent customer satisfaction, it’s not always easy to maintain operational efficiency alongside strong financial performance and market-leading customer service.

We understand these challenges better than any other provider. Our Hubio ICE Claims system is designed by claims people, for claims people. It’s the most implemented claims management system in the UK and is the most technologically advanced claims system in EMEA, having been accredited with the XCelent Advanced Technology Award.

The future of managing claims

New innovative technology offers insurers the opportunity to provide customers with levels of service that would have been unimaginable just five years ago. Customers have different expectations nowadays in this digital world, and insurers have a new range of needs to meet.

How can we help?

Insurers need to drive up profitable growth and deliver excellent customer satisfaction in a fast, effective and cost-saving way. Hubio ICE Claims tackles your critical requirements head on and our speed of implementation is the quickest in the market. We acknowledge that insurers have 4 key requirements:

1. Excellent customer engagement
Our use of advanced portals, apps and all other communication methods converts the claims process into a proactive experience with shorter claims cycles. Insurers and customers can interact using their preferred method of engagement and by providing timely updates, significantly increase customer satisfaction and reduce the need to constantly chase for information.

2. Reducing your costs
A rapid return on investment is vital for reducing your combined operating ratio. We drive down costs by improving productivity through streamlined processes, automation and via our collaboration with external parties to reduce delays. Our configurable workflow management tools provide you with a best of breed template but allow you to easily self-customise processes and practices and deploy them with no system downtime.

3. Keeping you compliant
We take compliance as seriously as you do, which is why we’ve built in robust systems and process-based safeguards to protect insurers from reputational damage.

4. Future-proofing your business
Our modern state of the art platform ensures you’re ready for tomorrow’s world as well as today’s. We are a leading player in the global usage-based insurance market and our platform is fully ‘IoT’ enabled. We have already deployed our system supporting “connected cars” in a live environment and can support the emerging connected ecosystems of the future.

The way forward is a more efficient, effective and integrated use of technology and data. That’s why we created Hubio’s Enterprise Insurance Suite (EIS) – a more advanced and connected insurance software solution, designed for 21st century challenges.

As part of EIS, Hubio ICE Claims is a complete end-to-end solution, offering straight-through processing and delivering rapid time-to-market. We describe it as a functionally-rich claims management system which covers the end to end claims process – from customer self-serve quote & buy portals to mid-term adjustments and claims progress tracking.

How does EIS work in practice?

Tim Yorke, COO at our client ERS, the largest motor syndicate at Lloyd’s, says EIS has helped his business perform better in three key areas.

Our advanced insurance suite has improved their speed to market for new products rapidly, they have been able to save money with more automation through the ability to integrate everything from brokers to new business to claims supply chain vendors, and they are able to be much more flexible as their business grows thanks to the modular nature and vast data analytics of the Hubio system.

Want to know more?

Choose fast, advanced and cost-effective insurance solutions with Hubio. Click here to learn more about our Enterprise Insurance Suite.

9th September 2016, Blackpool, UK – Business Advisory Service, one of the UK’s leading Energy Consultancies, has announced that it has won the contract to provide energy consultancy services to support the management of the new public sector framework which is operated by Vertas Group Ltd, the facility management arm for Suffolk County Council.

The framework will provide energy related services including procurement and data management to be delivered to a portfolio of customers ranging from schools, health centres and local councils. This contract secures Business Advisory Service’s position as a major supplier to the public sector, with the company managing all of the gas and electricity purchased under the programme over the next few years.

BAS were engaged to support Vertas Global Ltd in creating a portfolio and procurement management platform that provides the framework with transparency of the energy markets and total visibility portfolio of thousands of electricity and gas meters.

BAS were selected due to their extensive knowledge of managing flexible energy procurement and the management of large energy portfolios. Coupled with BAS unique Openview energy management platform, this solution will prove attractive to all public sector organisations across the country.

Commenting on the announcement, Andy Blake, Business Advisory Service’s Commercial Director said: “Vertas will now be operating the leading framework in the country due to its flexibility in delivering multiple energy procurement and data management services. We are absolutely delighted to be partnering with them – and are excited about public sector opportunities.”

On why BAS was chosen, Head of Energy for Vertas, Lisa Galbraith said: “BAS has the experience and expertise necessary to manage large energy portfolios and bring a full suite of energy services for the benefit of our customers.”

Energy forms an integral part of every public building in the country and in recent years, delivered energy prices have been increasing significantly, putting even greater pressure on local authority budgets. In addition, public sector purchasing through the traditional frameworks has meant that once committed, there has been little control over the prices they receive or the service levels they enjoy. The BAS/Vertas managed framework for Suffolk County Council enables the portfolio to have more flexibility in securing competitive energy prices, receive exceptional customer service and be able to access a full suite of energy related services for years to come.

16 September 2016
Watchstone Group plc

Results for the six months ended 30 June 2016

Watchstone (AIM:WTG.L) today announces its results for the six months ended 30 June 2016.

Financial summary:

· Underlying* business revenues improved to £31.9m (2015: £28.8m)

· Underlying EBITDA loss before capitalisation of development expenditure £6.9m (2015: £13.8m)

· Underlying EBITDA loss after capitalisation of development expenditure £6.7m (2015: £10.2m)

· Total loss before tax £8.2m (2015: loss of £32.3m)

· Group net assets £130.6m (as at 31 December 2015: £137.1m)

· Group cash at 30 June 2016 of £93.8m (£89.3m as at 31 August 2016), with a further £50.0m in escrow

* Underlying includes ptHealth, Hubio, Ingenie, BAS, Maine Finance and Central

Operational highlights:

· Substantial work completed and on-going to simplify the Group including closure and disposals of loss-making businesses; underpinned by work to position the Group to deliver shareholder value from its assets

· Continued momentum in ptHealth and ingenie

· ingenie signed its first white label licence with ANWB, The Royal Dutch Touring Club

· Resolved long standing Navseeker litigation

http://www.moneyam.com/action/news/showArticle?id=5415954

Peel Hunt Buy 184.00 315.00 290.00 Retains

19 September 2016
Watchstone Group plc

Response to announcement by Slater & Gordon Limited

Watchstone Group plc (LON:WTG) notes the announcement by Slater and Gordon Limited (ASX: SGH) advising that it and/or Slater and Gordon (UK) 1 Ltd (together "SGH") intend to bring a claim against Watchstone arising from SGH UK's purchase of the Company's Professional Services Division in May 2015 ("SGH Announcement").

Watchstone confirms that it has today received preliminary correspondence on behalf of SGH notifying it of a purported claim. The Company does not believe that there are grounds for a claim to be brought and will defend it robustly.

Watchstone conducted a professional and transparent disposal process of the Professional Services Division assisted and advised by leading specialists. In addition, Watchstone allowed SGH the opportunity to complete an extensive and detailed due diligence process with the assistance and advice of a similarly specialist team.
Watchstone notes reference in the SGH Announcement to the escrow account containing £50.0m of the original purchase consideration for the acquisition ("Warranty Escrow") due for release to Watchstone on 29 November 2016.

Following 29 November 2016, monies will be released to Watchstone from the Warranty Escrow unless, inter alia, Watchstone receives an opinion of a senior independent barrister stating that a given claim is more likely to succeed than not ("Opinion"). The Opinion will also quantify what such claim, if successfully brought against Watchstone, would be valued at and this amount would then be retained in the Warranty Escrow until the purported claim was resolved with any excess up to the £50.0m released to Watchstone. Prior to the giving of an Opinion, Watchstone will have the opportunity to make submissions in respect of such matters.

Watchstone will make further announcements in due course, as appropriate.

http://www.moneyam.com/action/news/showArticle?id=5416725

Hubio Fleet ‏@HubioFleet · 33 minutes ago  Millbrook Proving Ground

@VanAndTruckNews Andrew Betteley CTO @HubioFleet is talking telematics as a fleet safety tool Room 2 at 2pm





Also:

Social Media

twitter- Hubio Automotive
twitter- Hubio Insurance
twitter- Hubio Group


***********************************************************

And see POST 85 for further details of the event.

It's the official launch of the new section of Hubio:

Hubio Fleet ‏@HubioFleet · Sep 19
New Hubio Fleet #vehicletracking launched today. Find out more here: http://ow.ly/Dy47304kUN9 #hubiofleet #vanandtruck

https://twitter.com/HubioFleet

And a couple of new videos:

…Hubio Fleet: Who we are
•36 views
•1 day ago




…Hubio Fleet: Real-time fleet tracking
•94 views
•1 day ago

New tracker aimed at fleets of all sizes
September 19, 2016

A brand-new fleet tracker has launched today, from telematics and usage-based insurance (UBI) technology company Hubio.

Providing driver behaviour and vehicle insight for both small and large fleets, the technology is suitable for businesses operating a few vehicles as well as bigger operators.

Hubio Fleet offers two solutions, an ‘OBD plugin’ box which is connected to the vehicle’s on-board diagnostics port (OBD port) and a ‘black box’ which must be professionally installed.

Fleet tracker

The OBD plugin is a simple installation – it takes under a minute to fit the plugin to the on-board diagnostics port. The obvious benefit here is that it can be used with different vehicles. By using GPS and accelerometers the technology can provide data on driver behaviour like braking and acceleration.

This data is relayed back to the fleet manager having been processed by Hubio’s driver safety scoring algorithms. These algorithms generate a score for each driver, indicating which (if any) drivers need additional training. The information can be accessed from any internet-enabled device using an online dashboard.



Another useful feature is job scheduling. Hubio Fleet is designed to make this easy with simple geofence setup – it’s as simple as drawing the geofence on a Google map, with no complicated co-ordinates required. The tracker has been developed in response to customer feedback – operators called for easy ordering, prompt supply, excellent service and a clear interface.

Andrew Betteley, chief technology officer for connected car at Hubio said: “With Hubio Fleet we are now moving towards digital driver coaching. Our competitors fail in several areas, such as having complex contracts, poor telephone service and the price advertised is rarely the price paid. With Hubio Fleet we have addressed all of these issues and have a fleet tracking offering that allows fleet managers and owner-operators to truly find ways of operating more efficiently.”

Fleet operators

Are you a fleet operator? Take a look at VanMan’s fantastic range of brand new vans. Why not give us a call and see how much we can help you save?! Call us on 0845 021 0111 or enquire online. We also have a Facebook page.

Launching our telematics tracking platform for fleet

Hubio Fleet has been developed working with existing Road Angel Fleet customers to produce a simple, low-cost vehicle tracking solution built on our proven telematics platform. The Hubio Fleet Manager platform is designed to improve driving behaviour, lower the cost of fleet operation, increase productivity and minimise vehicle wear and tear.

Safety is at the forefront of our values and we believe that educating drivers on how to improve their driving style should be simple, non-intrusive and effective. Our driving analytics have been tested and perfected from our experience in insurance to deliver real change so that we can truly improve driver behaviour, one driver at a time.

Hubio Fleet’s reliable vehicle tracking system offers simplicity from day one – an easy plug-and-play OBD device and a simple-to-use interface. Our excellent service and support team are on hand so that fleet managers can immediately unlock the value of live tracking at the best price on the market.

Addressing the needs of the commercial vehicle market

Our Chief Technology Officer for Connected Car, Andrew Betteley spoke directly to fleet managers and owner-operators prior to developing Hubio Fleet. He discovered they were looking for; an easy way to order the unit, a prompt supply, excellent service and a simple-to-use interface. He commented: “With Hubio Fleet, we have addressed all of these issues and have a fleet tracking system that allows fleet managers and owner-operators to truly find ways of operating more efficiently.”


Hubio Fleet is aimed at both small business owners who run a number of cars or vans as well as larger firms with hundreds of vehicles on their books. Two tracking devices are on offer from Hubio Fleet – an OBD plugin that is plugged directly into a vehicle’s on-board diagnostics port (OBD port) by the user and a black box that is professionally fitted and located out of sight.

A fleet manager or owner-operator can see at a glance how ‘safely’ their fleet is performing by looking at a traffic-light-coloured Fleet Safety indicator. As a result of monitoring speed, harsh braking, cornering, and acceleration, a company can benefit from fewer accidents, lower maintenance costs and fuel savings of up to 15%.

As Chief Marketing Officer, Louise Robertson explains: “Ultimately, fleet managers are looking for real-time tracking to improve efficiency and lower their operating costs. Our simple online dashboard, which can be accessed from any web-enabled device, moves the industry closer to changing the perception of fleet management software to a service that is easy to use and fast to implement.”

Watch the video below to get a full overview of how Hubio Fleet works:



">

Hubio Insurance ‏@hubioinsurance 47 minutes ago

COO of @ERSmotor, @TimYorke has been named Tech Champion of the year at @InsuranceTimes_ #ITTechAwards Congrats Tim!

https://twitter.com/hashtag/ITTechAwards?src=hash

Business Advisory Service shortlisted for Third Party Intermediary of the Year in the 2016 Energy Awards

September 26, 2016

Business Advisory Service, one of the UK’s leading independent Energy Consultancies, has been shortlisted for the Energy Awards 2016 in the ‘Third Party Intermediary of the Year’ category.

In the last 12 months, Business Advisory Service has experienced success in securing competitive energy contracts on behalf of UK businesses.  Its unique energy management platform, OpenView and strong customer support have helped it win more customers which has fuelled growth for the company.

In announcing Business Advisory Service as a finalist, the organisers congratulated the company’s success within this hotly contested sector.

Commenting on the announcement, Chris Shaw, CEO of Business Advisory Service, said “The Energy Awards are recognised within the industry as being one of the most coveted in the UK. To be a finalist is not just an honour, but a recognition of the dedication, investment and commitment Business Advisory Service has made to delivering first class energy consultancy services to UK businesses.”

To find out more about BAS, please visit www.businessadvisoryservice.co.uk

WTG news now showing on Stockwatch!

TR-1: NOTIFICATION OF MAJOR INTEREST IN SHARES

Deutsche Bank AG sold resulting in a holding of less than 3% from about 7%

http://www.moneyam.com/action/news/showArticle?id=5365967

General interest:

Charting is on its way!
October 12, 2016 | Software | By: Kerrie-Ann Bernard

The biggest thing since InnoCare Software is on its way--Charting! 

Beautiful, intuitive, and designed just for you; InnoCare Charting is a breath of fresh air. Whether you're a physiotherapist, chiropractor, or massage therapist, InnoCare Charting is designed just for you. 

Follow us on LinkedIn and Twitter and stay tuned for more details!

Hubio Insurance ‏@hubioinsurance 13 hours ago

We're looking forward to the digital #insurance event of the year! We'll be there with our partner @Tech_mahindra #Wakeupinsurance

https://twitter.com/hashtag/wakeupinsurance?src=hash