Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

And as a shareholder in Kellogs, can you ask your solicitor to sue you for making such a thing public, thereby reducing the companies value, and kellogs for allowing it to happen with complete disregard to shareholder value, on my behalf.

That must have been a terrible experience kim ,,,,i once got up in the night to eat some Kelloggs sultana bran ,only to find it was just bran flakes !!! no sultanas anywhere ,(i emptied the box) ,it goes without saying i was up all night very distressed.

When I was a kid, I ate a curlywurly and my mouth was glued shut for 3 days.

Couldn't eat or drink a thing - nearly starved to death.

This was in the days when you didn't sue, unfortunately. Very traumatic for a nine year old, I've never really got over it - do you think its too late to sue?

I confess it did leave me feeling a bit flaky. My solicitor cannot sue me Alan, as he is already acting on my behalf; he has though, apparently advised a rival firm to start proceedings against me as he now feels he can never touch another Kelloggs product having learned of my terrible experience. I fear that there could be further repercussions for me so have instructed another firm of solicitors to sue my solicitor for not pointing out the possible ramifications of my actions. I am hoping that I will come out of this with something positive; I have been advised that Kelloggs would have provided with me with a whole new box of unburned corn flakes had I approached them first. No way would I accept such a bribe to keep quiet. 10m, nothing less.

Oblo,. my solicitor advises me that you have a good case for suing Kelloggs as a separate matter, he suggests 5m as you were secondary to the distress caused to me. He charges 5% of any amount recovered but nothing if you do not win. He no longer likes corn flakes.

Oblo, the curlywurly thing; you would have to sue the shopkeeper who sold it to you, he would in turn sue the manufacturer.

Jimmy b, the sultana thing is no longer a currant issue :o)

Accept fully the point that people should be responsible for their own actions, but imo the average joe public is both basically honest and has knowledge of financial affairs amounting to the square root of nowt. When bank managers had customer interests at heart this lack of financial acumen was not a problem, but when those interests changed there was a very fertile ground to plunder if thought fit (and most were encouraged to do so). Perhaps because of the beloved FSA, documentation surrounding even the simplest transaction these days seems bewilderingly complicated and many of those who put their trust in bankers and their ilk are now rueing the day.

Should we all sue the FSA????? ;-)

Seriously, For 4 years adverts must contain a warning no smaller than the main text. Every piece of paper for a regulated contract must contain the "Your home is at risk" bit in large type. You get a minimum of 4 written quotations, each one advising of exact costs and a "rate shock" as to exactly how much more you will pay if rates go up by each %.
What else can be done short of sending a civil servant to oversee every interview is beyond me. If banks and lenders are responsible for this, then bookies are responsible for those losing and McDonalds are responsible for all the porkers in coronary care units, kellogs are responsible for Kims damaged teeth and the CEO of Ford(UK) must be taken out and shot for the number of car crashes.
Remember the old tory government advertising that we should all opt out of pensions??? Now we are encouraged to sue those who advised us to.
Remember the old endowment mortgages? The tax system was designed to encourage that and yet we are encouraged that this was mis-selling.
The point is, the IFA or bank is too easy a target, when in truth government policy and everyones desire for more for less is the basic cause.

Alan - So when the punter asks the financial salesman about "the home being at risk" sentence (which he or she probably does understand) what is the response? Guess we might agree to differ on that as well! (FWIW my view is that the reply would be on the lines of "we have to put that in because your home is security for the loan" or something equally bland). I have no doubt you are representative of the good guys in the industry, but I do believe there are/have been a lot of sharks.

Kim,

can't remember where I bought the curlywurly, but do remember Terry Scott used to advertise the blessed things. As he's dead, can I sue June Whitfield?

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Good grief, I'd forgotten all about that ad. Sorry Oblo, going to have to sue you now - for reminding me of it!!

It's amazing what you find on You Tube!

one of the funniest reviews i have ever read. :)))))

well, it made me laugh.

kim, i agree. it is truly amazing what you can find on youtube. type in " worlds biggest nose ". speaking as someone with a very big nose, i certainly felt a whole lot better after watching that ;) also, try " man with can in mouth " :)

Do you remember this one, Kim?

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Bosley, next time I'm in Belfast I just have to go to Goodfellas!! That review is likely to boost custom....briefly! And yes, some nose but that mouth is something to shout about :o)

Oblo, I'm going to have nightmares for days (or should it be nights?) after that!

Last one - promise!

Does anyone else remember this - can't believe its on youtube. Took me back almost 50 years instantly!

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Classic Oblo, that programme was probably responsible for today's youth/crime culture!

Talking about advertising; is anyone else getting completely fed up about all the advertising on the BBC. There is as much advertising on the BBC between programmes as on ITV, if not more.

OBLOMOV great .silly dog.The first Toy boy

Another insider report by Thadeus Dipfinger.............

The rumours concerning HBOS yesterday were undoubtedly false, but I have it on good authority, from an un-named source, that another bank is making secretive moves to shore up its capital.
My source, a senior broker, tells me that Bradford and Bingley are very short on money and do not wish to go to the BoE for funds in case they do a Northern Rock.
Instead they have hatched a cunning plan and put in an audacious bid to buy DFS the furniture retailer.
They have calculated that the average settee has about 2.37 in loose change down the back of it and with all the settees DFS have, this will give B&B about 23m of free money. In a further twist it turns out that a bonus will be the average 6 pens in each settee means that the branches can cut their stationary spend and can also make a few quid selling lots of lost TV remotes on Ebay.
The broker tells me he is not sure the deal will happen, but as a hedge has short sold B&B and gone long on DFS.
He urges you all to do the same. He has told us that the deal will be announced on 1st April, but he has booked to sell his DFS and buy his B&B back on 31st March because he goes on holiday to the Indian Ocean that day.

Your priceless.LOL.

Yep, another classic Alan!