| Name | % Chg |
|---|---|
| Aviva Inv Asia Pac Prop I Acc GBP | 116.83% |
| Aviva Inv Asia Pac Prop I GBP | 116.81% |
| Baillie Gifford American C Acc | 116.48% |
| Aviva Inv Asia Pac Prop A Acc GBP | 116.11% |
| Aviva Inv Asia Pac Prop A GBP | 115.91% |
| Baillie Gifford American W3 Acc | 115.87% |
| Baillie Gifford American W3 Inc | 115.82% |
| Baillie Gifford American B Acc | 115.45% |
| Baillie Gifford American B Inc | 115.44% |
| Aviva Inv Asia Pac Prop A A EUR | 115.17% |
| Name | % Chg |
|---|---|
| Baillie Gifford American C Acc | 222.74% |
| Baillie Gifford American W3 Inc | 218.49% |
| Baillie Gifford American B Inc | 217.94% |
| Baillie Gifford American B Acc | 217.92% |
| Baillie Gifford American A Acc | 208.58% |
| Baillie Gifford LgTrmGblGrwInv C A | 160.11% |
| Baillie Gifford LgTrmGblGrwInv C I | 160.06% |
| Baillie Gifford LgTrmGblGrwInv B A | 155.34% |
| Baillie Gifford PostivChng C A | 152.92% |
| Baillie Gifford PostivChng B I | 149.24% |
| Name | % Chg |
|---|---|
| Baillie Gifford American C Acc | 503.27% |
| Baillie Gifford American W3 Inc | 488.55% |
| Baillie Gifford American B Inc | 487.54% |
| Baillie Gifford American B Acc | 487.46% |
| Baillie Gifford American A Acc | 459.73% |
| Baillie Gifford Gbl Discovery C Acc | 320.90% |
| Baillie Gifford Gbl Discovery C Inc | 320.41% |
| Baillie Gifford Gbl Discovery B Acc | 305.44% |
| Baillie Gifford Gbl Discovery B Inc | 305.42% |
| AXA Framlington Gbl Tech A Acc | 302.85% |
| Fund name | Sector name | Crown Rating | Performance 1Y (%) | Yield (%) |
|---|---|---|---|---|
| SJP Emerging Markets Equity H Acc | Global Emerging Markets | 38.18 | 0.00 | |
| SJP Emerging Markets Equity L Acc | Global Emerging Markets | 38.80 | 0.00 | |
| SJP Emerging Markets Equity L Inc | Global Emerging Markets | 38.83 | 0.00 | |
| SJP Equity A A | Not Yet Assigned | 12.85 | 0.00 | |
| SJP Equity AZSC A | Not Yet Assigned | 11.60 | 0.00 | |
| SJP Equity B A | Not Yet Assigned | -14.57 | 0.00 | |
| SJP Equity BZSC A | Not Yet Assigned | -15.07 | 0.90 | |
| SJP Equity C A | Not Yet Assigned | 8.92 | 0.00 | |
| SJP Equity CZSC A | Not Yet Assigned | 7.99 | 0.60 | |
| SJP Equity Income H Acc | UK Equity Income | -7.09 | 2.00 | |
| SJP Equity Income L Acc | UK Equity Income | -6.61 | 2.10 | |
| SJP Equity Income L Inc | UK Equity Income | -6.85 | 2.10 | |
| SJP Equity Income Y Acc | UK Equity Income | -5.19 | 0.00 | |
| SJP GblHghYldBd H Acc | Global Bonds | 1.28 | 4.87 | |
| SJP GblHghYldBd L Acc | Global Bonds | 1.76 | 4.87 | |
| SJP GblHghYldBd L Gr Acc | Global Bonds | 1.78 | 4.87 | |
| SJP GblHghYldBd L Gr Inc | Global Bonds | 0.71 | 3.47 | |
| SJP GblHghYldBd L Inc | Global Bonds | 0.80 | 3.47 | |
| SJP Gilts L Acc | UK Gilts | 0.73 | 0.31 | |
| SJP Gilts L Gr Acc | UK Gilts | 0.72 | 0.31 | |
| SJP Gilts L Gr Inc | UK Gilts | 0.74 | 0.00 | |
| SJP Gilts L Inc | UK Gilts | 0.73 | 0.00 | |
| SJP Gilts R Acc | UK Gilts | 0.49 | 0.31 | |
| SJP Gilts R Gr Acc | UK Gilts | 0.49 | 0.31 | |
| SJP Gilts R Gr Inc | UK Gilts | 0.45 | 0.00 | |
| SJP Gilts R Inc | UK Gilts | 0.46 | 0.00 | |
| SJP GlGrw H A | Global | 12.68 | 0.00 | |
| SJP GlGrw L A | Global | 13.13 | 0.00 | |
| SJP GlGrw L I | Global | 13.13 | 0.00 | |
| SJP GlGrw ZSC A | Global | 14.38 | 0.67 | |
| SJP Global Emerging Markets H Acc | Global Emerging Markets | 23.12 | 1.00 | |
| SJP Global Emerging Markets L Acc | Global Emerging Markets | 13.14 | 0.50 | |
| SJP Global Emerging Markets L Inc | Global Emerging Markets | 13.23 | 0.50 | |
| SJP Global Emerging Markets Y Acc | Global Emerging Markets | 13.97 | 0.00 | |
| SJP Global Equity H Acc | Global Equity Income | 7.21 | 0.00 | |
| SJP Global Equity L Acc | Global Equity Income | 7.75 | 0.20 | |
| SJP Global Equity L Inc | Global Equity Income | 7.86 | 0.20 | |
| SJP Global H Acc | Global Equity Income | -0.74 | 0.00 | |
| SJP Global L Acc | Global Equity Income | 0.15 | 0.60 | |
| SJP Global L Inc | Global Equity Income | 0.11 | 0.60 | |
| SJP Global Quality H Acc | Global | 7.08 | 0.00 | |
| SJP Global Quality L Acc | Global | 7.65 | 0.00 | |
| SJP Global Quality L Inc | Global | 7.62 | 0.00 | |
| SJP Global Smaller Companies H Acc | Global | 2.67 | 0.00 | |
| SJP Global Smaller Companies L Acc | Global | 3.23 | 0.00 | |
| SJP Global Smaller Companies L Inc | Global | 6.53 | 0.00 | |
| SJP Global Value H Acc | Global Equity Income | 12.29 | 0.50 | |
| SJP Global Value L Acc | Global Equity Income | 12.86 | 0.50 | |
| SJP Global Value L Inc | Global Equity Income | 13.52 | 0.50 | |
| SJP Global Y Acc | Global Equity Income | 0.86 | 0.00 |
| Fund name | 1 day return (%) | 1 week return (%) | 1 month return (%) | 3 months return (%) | 6 months return (%) | Price date |
|---|---|---|---|---|---|---|
| SJP Emerging Markets Equity H Acc | 0.00 | -3.51 | 3.05 | 17.35 | 29.18 | 29/01/2021 |
| SJP Emerging Markets Equity L Acc | 0.05 | -3.48 | 3.08 | 17.64 | 29.58 | 29/01/2021 |
| SJP Emerging Markets Equity L Inc | 0.00 | -3.48 | 3.08 | 17.59 | 29.52 | 29/01/2021 |
| SJP Equity A A | -0.47 | 2.07 | 17.61 | 1.83 | 10.23 | 01/05/2020 |
| SJP Equity AZSC A | -0.46 | 2.06 | 17.50 | 1.66 | 9.70 | 01/05/2020 |
| SJP Equity B A | -2.50 | 4.12 | 10.63 | -17.31 | -17.16 | 01/05/2020 |
| SJP Equity BZSC A | -2.51 | 4.14 | 10.45 | -17.44 | -17.52 | 01/05/2020 |
| SJP Equity C A | -1.20 | 2.92 | 13.12 | -5.15 | 2.07 | 01/05/2020 |
| SJP Equity CZSC A | -1.19 | 2.90 | 12.99 | -5.33 | 1.55 | 01/05/2020 |
| SJP Equity Income H Acc | 0.36 | -1.61 | -0.02 | 30.64 | 20.66 | 29/01/2021 |
| SJP Equity Income L Acc | 0.38 | -1.58 | 0.05 | 30.78 | 20.97 | 29/01/2021 |
| SJP Equity Income L Inc | 0.39 | -1.59 | -0.44 | 30.19 | 21.47 | 29/01/2021 |
| SJP Equity Income Y Acc | 0.00 | -0.77 | 1.22 | 32.05 | 22.39 | 29/01/2021 |
| SJP GblHghYldBd H Acc | 0.00 | -0.25 | 0.25 | 3.87 | 4.98 | 29/01/2021 |
| SJP GblHghYldBd L Acc | 0.00 | -0.25 | 0.25 | 3.93 | 5.21 | 29/01/2021 |
| SJP GblHghYldBd L Gr Acc | 0.00 | -0.24 | 0.24 | 3.94 | 5.20 | 29/01/2021 |
| SJP GblHghYldBd L Gr Inc | 0.01 | -0.24 | -0.82 | 2.82 | 4.11 | 29/01/2021 |
| SJP GblHghYldBd L Inc | 0.01 | -0.24 | -0.82 | 2.82 | 4.11 | 29/01/2021 |
| SJP Gilts L Acc | -0.24 | -0.08 | -0.48 | -0.64 | -1.11 | 29/01/2021 |
| SJP Gilts L Gr Acc | -0.32 | -0.08 | -0.48 | -0.64 | -1.18 | 29/01/2021 |
| SJP Gilts L Gr Inc | -0.28 | -0.09 | -0.56 | -0.74 | -1.17 | 29/01/2021 |
| SJP Gilts L Inc | -0.28 | -0.09 | -0.56 | -0.74 | -1.17 | 29/01/2021 |
| SJP Gilts R Acc | -0.24 | -0.05 | -0.49 | -0.73 | -1.30 | 29/01/2021 |
| SJP Gilts R Gr Acc | -0.24 | -0.05 | -0.49 | -0.73 | -1.30 | 29/01/2021 |
| SJP Gilts R Gr Inc | -0.26 | -0.05 | -0.58 | -0.79 | -1.29 | 29/01/2021 |
| SJP Gilts R Inc | -0.26 | -0.05 | -0.58 | -0.79 | -1.29 | 29/01/2021 |
| SJP GlGrw H A | 0.30 | -3.03 | -0.67 | 5.92 | 9.91 | 29/01/2021 |
| SJP GlGrw L A | 0.29 | -3.06 | -0.66 | 6.00 | 10.11 | 29/01/2021 |
| SJP GlGrw L I | 0.29 | -2.99 | -0.66 | 6.00 | 10.20 | 29/01/2021 |
| SJP GlGrw ZSC A | 0.28 | -2.96 | -0.49 | 6.34 | 10.78 | 29/01/2021 |
| SJP Global Emerging Markets H Acc | -0.55 | -3.13 | 4.04 | 17.50 | 20.94 | 29/01/2021 |
| SJP Global Emerging Markets L Acc | -0.60 | -3.11 | 3.43 | 15.68 | 16.72 | 29/01/2021 |
| SJP Global Emerging Markets L Inc | -0.51 | -3.06 | 3.50 | 15.79 | 16.80 | 29/01/2021 |
| SJP Global Emerging Markets Y Acc | -0.69 | -3.23 | 3.51 | 15.82 | 17.05 | 29/01/2021 |
| SJP Global Equity H Acc | -0.35 | -3.25 | -1.17 | 11.39 | 11.88 | 29/01/2021 |
| SJP Global Equity L Acc | -0.34 | -3.23 | -1.10 | 11.50 | 12.15 | 29/01/2021 |
| SJP Global Equity L Inc | -0.36 | -3.23 | -1.10 | 11.53 | 12.27 | 29/01/2021 |
| SJP Global H Acc | 0.64 | -3.85 | -1.87 | 15.41 | 17.29 | 29/01/2021 |
| SJP Global L Acc | 0.55 | -3.95 | -1.89 | 15.58 | 17.51 | 29/01/2021 |
| SJP Global L Inc | 0.54 | -3.98 | -1.90 | 15.60 | 17.51 | 29/01/2021 |
| SJP Global Quality H Acc | 0.49 | -3.39 | -2.29 | 6.39 | 7.69 | 29/01/2021 |
| SJP Global Quality L Acc | 0.48 | -3.40 | -2.24 | 6.50 | 7.95 | 29/01/2021 |
| SJP Global Quality L Inc | 0.49 | -3.39 | -2.25 | 6.51 | 7.97 | 29/01/2021 |
| SJP Global Smaller Companies H Acc | -0.07 | -2.72 | -2.09 | 17.62 | 18.64 | 29/01/2021 |
| SJP Global Smaller Companies L Acc | -0.07 | -2.73 | -2.11 | 17.74 | 18.84 | 29/01/2021 |
| SJP Global Smaller Companies L Inc | -0.07 | -2.73 | -2.10 | 17.72 | 18.93 | 29/01/2021 |
| SJP Global Value H Acc | 0.16 | -4.18 | -0.32 | 21.37 | 19.96 | 29/01/2021 |
| SJP Global Value L Acc | 0.20 | -4.13 | -0.24 | 21.54 | 20.27 | 29/01/2021 |
| SJP Global Value L Inc | 0.20 | -4.12 | -0.25 | 22.21 | 20.92 | 29/01/2021 |
| SJP Global Y Acc | 0.50 | -3.94 | -1.87 | 15.76 | 17.93 | 29/01/2021 |
| Fund name | Crown rating | 0-12m (%) | 12-24m (%) | 24-36m (%) | 36-48m (%) | 48-60m (%) |
|---|---|---|---|---|---|---|
| SJP Emerging Markets Equity H Acc | 38.18 | 26.53 | -8.53 | 20.90 | - | |
| SJP Emerging Markets Equity L Acc | 38.80 | 27.35 | -8.10 | 21.56 | 19.27 | |
| SJP Emerging Markets Equity L Inc | 38.83 | 27.27 | -8.10 | 21.56 | 19.27 | |
| SJP Equity A A | 12.85 | 16.99 | - | - | - | |
| SJP Equity AZSC A | 11.60 | 18.09 | - | - | - | |
| SJP Equity B A | -14.57 | 6.04 | - | - | - | |
| SJP Equity BZSC A | -15.07 | 6.86 | - | - | - | |
| SJP Equity C A | 8.92 | 17.60 | - | - | - | |
| SJP Equity CZSC A | 7.99 | 18.74 | - | - | - | |
| SJP Equity Income H Acc | -7.09 | 3.52 | -0.25 | 7.66 | - | |
| SJP Equity Income L Acc | -6.61 | 4.03 | 0.23 | 8.28 | 10.68 | |
| SJP Equity Income L Inc | -6.85 | 2.99 | 0.25 | 8.27 | 10.70 | |
| SJP Equity Income Y Acc | -5.19 | 4.79 | 0.91 | 9.15 | - | |
| SJP GblHghYldBd H Acc | 1.28 | 7.13 | -2.08 | 2.97 | - | |
| SJP GblHghYldBd L Acc | 1.76 | 7.74 | -1.67 | 3.60 | 9.13 | |
| SJP GblHghYldBd L Gr Acc | 1.78 | 7.73 | -1.62 | 3.57 | 10.07 | |
| SJP GblHghYldBd L Gr Inc | 0.71 | 7.11 | -1.62 | 3.51 | 10.34 | |
| SJP GblHghYldBd L Inc | 0.80 | 7.12 | -1.61 | 3.54 | 8.97 | |
| SJP Gilts L Acc | 0.73 | 3.17 | 1.10 | -0.34 | 0.76 | |
| SJP Gilts L Gr Acc | 0.72 | 3.07 | 1.09 | -0.33 | 0.93 | |
| SJP Gilts L Gr Inc | 0.74 | 3.10 | 1.05 | -0.28 | 1.09 | |
| SJP Gilts L Inc | 0.73 | 2.88 | 1.05 | -0.27 | 0.74 | |
| SJP Gilts R Acc | 0.49 | 2.83 | 0.82 | -0.51 | 0.66 | |
| SJP Gilts R Gr Acc | 0.49 | 2.87 | 0.81 | -0.56 | 0.71 | |
| SJP Gilts R Gr Inc | 0.45 | 2.90 | 0.78 | -0.54 | 0.80 | |
| SJP Gilts R Inc | 0.46 | 2.68 | 0.78 | -0.58 | 0.49 | |
| SJP GlGrw H A | 12.68 | 21.88 | -0.51 | - | - | |
| SJP GlGrw L A | 13.13 | 22.48 | -0.11 | - | - | |
| SJP GlGrw L I | 13.13 | 22.49 | -0.11 | - | - | |
| SJP GlGrw ZSC A | 14.38 | 23.66 | 0.89 | - | - | |
| SJP Global Emerging Markets H Acc | 23.12 | 3.61 | -11.26 | 17.06 | - | |
| SJP Global Emerging Markets L Acc | 13.14 | 1.85 | -10.90 | 17.79 | 33.84 | |
| SJP Global Emerging Markets L Inc | 13.23 | 1.82 | -10.86 | 17.70 | 33.97 | |
| SJP Global Emerging Markets Y Acc | 13.97 | 2.58 | -10.37 | 18.73 | - | |
| SJP Global Equity H Acc | 7.21 | 12.19 | -5.70 | 13.63 | - | |
| SJP Global Equity L Acc | 7.75 | 12.74 | -5.27 | 14.30 | 37.25 | |
| SJP Global Equity L Inc | 7.86 | 12.70 | -5.23 | 14.34 | 37.18 | |
| SJP Global H Acc | -0.74 | 14.16 | -7.67 | 13.25 | - | |
| SJP Global L Acc | 0.15 | 14.97 | -7.24 | 13.92 | 37.73 | |
| SJP Global L Inc | 0.11 | 14.66 | -7.22 | 13.95 | 37.70 | |
| SJP Global Quality H Acc | 7.08 | 24.16 | -2.50 | 11.83 | - | |
| SJP Global Quality L Acc | 7.65 | 24.75 | -2.04 | 12.49 | 29.41 | |
| SJP Global Quality L Inc | 7.62 | 24.77 | -1.99 | 12.45 | 29.41 | |
| SJP Global Smaller Companies H Acc | 2.67 | 10.33 | -14.89 | 14.56 | - | |
| SJP Global Smaller Companies L Acc | 3.23 | 10.74 | -14.37 | 15.15 | - | |
| SJP Global Smaller Companies L Inc | 6.53 | 10.79 | -14.41 | 15.16 | - | |
| SJP Global Value H Acc | 12.29 | 21.62 | -5.33 | 9.05 | - | |
| SJP Global Value L Acc | 12.86 | 22.27 | -4.88 | 9.68 | 29.21 | |
| SJP Global Value L Inc | 13.52 | 21.12 | -4.88 | 9.71 | 29.13 | |
| SJP Global Y Acc | 0.86 | 15.77 | -6.52 | 14.85 | - |
| Fund name | Currency | Minimum initial investment | Minimum top up | Standard initial charge (%) | Annual management charge (%) | Total expense ratio (%) | Ongoing charge (%) |
|---|---|---|---|---|---|---|---|
| SJP Emerging Markets Equity H Acc | GBX | 1,500 | 1,000 | 5.00 | 1.87 | - | - |
| SJP Emerging Markets Equity L Acc | GBX | 1,500 | 1,000 | 5.00 | 1.37 | - | 1.930 |
| SJP Emerging Markets Equity L Inc | GBX | 1,500 | 1,000 | 5.00 | 1.37 | - | 1.930 |
| SJP Equity A A | GBX | - | - | - | - | - | - |
| SJP Equity AZSC A | GBX | - | - | - | - | - | - |
| SJP Equity B A | GBX | - | - | - | - | - | - |
| SJP Equity BZSC A | GBX | - | - | - | - | - | - |
| SJP Equity C A | GBX | - | - | - | - | - | - |
| SJP Equity CZSC A | GBX | - | - | - | - | - | - |
| SJP Equity Income H Acc | GBX | 0 | 0 | - | - | - | - |
| SJP Equity Income L Acc | GBX | 1,500 | 1,000 | 5.00 | 1.50 | 1.65 | 1.620 |
| SJP Equity Income L Inc | GBX | 1,500 | 1,000 | 5.00 | 1.50 | 1.65 | 1.620 |
| SJP Equity Income Y Acc | GBX | 0 | 0 | - | - | - | - |
| SJP GblHghYldBd H Acc | GBX | 1,500 | 1,000 | 5.00 | 1.58 | - | - |
| SJP GblHghYldBd L Acc | GBX | 1,500 | 1,000 | 5.00 | 1.08 | 1.57 | 1.450 |
| SJP GblHghYldBd L Gr Acc | GBX | 1,500 | 1,000 | 5.00 | 1.08 | - | - |
| SJP GblHghYldBd L Gr Inc | GBX | 1,500 | 1,000 | 5.00 | 1.08 | - | - |
| SJP GblHghYldBd L Inc | GBX | 1,500 | 1,000 | 5.00 | 1.08 | 1.57 | 1.450 |
| SJP Gilts L Acc | GBX | 1,500 | 1,000 | 3.75 | 0.87 | 1.15 | 0.990 |
| SJP Gilts L Gr Acc | GBX | 1,500 | 1,000 | 3.75 | 0.87 | - | 0.990 |
| SJP Gilts L Gr Inc | GBX | 1,500 | 1,000 | 3.75 | 0.87 | - | 0.990 |
| SJP Gilts L Inc | GBX | 1,500 | 1,000 | 3.75 | 0.87 | 1.15 | 0.990 |
| SJP Gilts R Acc | GBX | 1,500 | 1,000 | 5.00 | 1.12 | - | 1.240 |
| SJP Gilts R Gr Acc | GBX | 1,500 | 1,000 | 5.00 | 1.12 | - | 1.240 |
| SJP Gilts R Gr Inc | GBX | 1,500 | 1,000 | 5.00 | 1.12 | - | 1.240 |
| SJP Gilts R Inc | GBX | 1,500 | 1,000 | 5.00 | 1.12 | - | 1.240 |
| SJP GlGrw H A | GBX | 1,500 | 1,000 | 5.00 | 1.78 | - | - |
| SJP GlGrw L A | GBX | 1,500 | 1,000 | 5.00 | 1.28 | - | 1.820 |
| SJP GlGrw L I | GBX | 1,500 | 1,000 | 5.00 | 1.28 | - | 1.820 |
| SJP GlGrw ZSC A | GBX | 0 | 0 | - | - | - | - |
| SJP Global Emerging Markets H Acc | GBX | 0 | 0 | 5.00 | 1.87 | - | - |
| SJP Global Emerging Markets L Acc | GBX | 1,500 | 1,000 | 5.00 | 1.37 | 2.05 | 1.920 |
| SJP Global Emerging Markets L Inc | GBX | 1,500 | 1,000 | 5.00 | 1.37 | 2.05 | 1.920 |
| SJP Global Emerging Markets Y Acc | GBX | 0 | 0 | 0.00 | 0.68 | - | - |
| SJP Global Equity H Acc | GBX | 1,500 | 1,000 | 5.00 | 1.83 | - | - |
| SJP Global Equity L Acc | GBX | 1,500 | 1,000 | 5.00 | 1.33 | 1.53 | 1.550 |
| SJP Global Equity L Inc | GBX | 1,500 | 1,000 | 5.00 | 1.33 | 1.53 | 1.550 |
| SJP Global H Acc | GBX | 0 | 0 | - | - | - | - |
| SJP Global L Acc | GBX | 1,500 | 1,000 | 5.00 | 1.67 | 1.75 | 1.740 |
| SJP Global L Inc | GBX | 1,500 | 1,000 | 5.00 | 1.67 | 1.75 | 1.740 |
| SJP Global Quality H Acc | GBX | 1,500 | 1,000 | 5.00 | 1.87 | - | - |
| SJP Global Quality L Acc | GBX | 1,500 | 1,000 | 5.00 | 1.37 | 2.12 | 1.870 |
| SJP Global Quality L Inc | GBX | 1,500 | 1,000 | 5.00 | 1.37 | 2.12 | 1.870 |
| SJP Global Smaller Companies H Acc | GBX | 1,500 | 1,000 | 5.00 | 1.87 | - | - |
| SJP Global Smaller Companies L Acc | GBX | 1,500 | 1,000 | 5.00 | 1.37 | 2.18 | 2.150 |
| SJP Global Smaller Companies L Inc | GBX | 1,500 | 1,000 | 5.00 | 1.37 | 2.18 | 2.150 |
| SJP Global Value H Acc | GBX | 0 | 0 | - | - | - | - |
| SJP Global Value L Acc | GBX | 1,500 | 1,000 | 5.00 | 1.27 | - | 1.700 |
| SJP Global Value L Inc | GBX | 1,500 | 1,000 | 5.00 | 1.27 | - | 1.700 |
| SJP Global Y Acc | GBX | 0 | 0 | - | - | - | - |
Please remember that past performance is not a guide of future returns. The value of investments and the income from them can go down as well as up as a result of currency exchange and market fluctuations and investors may not get back the amount originally invested.