Thought Id start this one going because its rather dead on this board at the moment and I suppose all my usual muckers are either at the Stella tennis event watching Dim Tim (lose again) or at Henly Regatta eating cucumber sandwiches (they wish,...NOT).

Anyway please feel free to just talk to yourself blast away and let it go on any company or subject you wish. Just wish Id thought of this one before.

cheers GF.

Going to have to take a run up at this simple question.

I hate tonight, with a passion you can hardly start to imagine. I spend all night getting up to the door to give sweets to grubby children who spend the rest of the year terrorising the neighbourhood, and trashing everything, Usually accompanied by telling everyone to f--- off.
Every year I take the family out for a pizza or something to avoid the cretinous little graspers, because it ends up being cheaper than being a never ending supply of sugar to a bunch of minature Osama's.
This year will be no different.
The question then is; Why is this the one day of year I can promise there will not be a massive rainstorm to keep the little bleeders indoors?? I can never remember a trick or treat night that was wet.
Alan

Simple answer Alan; hire a water cannon.
kim

Before you ask No it's not me.

Al, it's Sod's First Law of Meteorology: the weather will never do what you want it to, when you need it to.

It's not raining in Frankfurt either. However, I live three floors up behind sturdy metal gates and with an intercom system, so I am fairly confident that the cretinous little graspers won't be grasping here.

Freezing down here in the south ,,well that's the end of summer .

freezin' me tits off here int' north ,too, jimmy.

Ah, but soul traders, you know fine well they'll be round on 11 November.
I can smell a Bockwurst coming on :o)

Cor it is a bit parky innit bos :S

Gonna be a busy day. Got the removal men coming this morning to take half my junk into storage in readiness to move house next week(?).
Think it must be sending the wife a bit loopy. Last night she was in the kitchen chopping onions up to stuff a chicken with. She was muttering something about always wanting a cock that could make her eyes water, but I told her it might have been a female chicken.
Women. I'll never understand 'em.
Alan

Stressful thing moving house. Glad to see you've still got a sense of humour Alan. I think our milkman must have a great sense of humour, I heard my wife on the phone talking to her friend and she said that he always made her eyes water; I could just envisage her with tears of laughter rolling down her face..........
Good luck with the move.
kim

Theres another worrying thing, Kim.
We are moving a fair distance and we will still have the same milkman, paperboy, postman and coalman as before. We don't even use coal!!
Alan

yer not kidding, chocolat. t-shirt, sweat top, cardy, scarf and an overcoat on just so i could have a fag !!!! might get me gloves out later ..... strangely, those furry little, granny boots you see advertised near the back of the sunday papers are looking a little bit more appealing. i bet they're really snug and warm .......

best i've had for a while :))

Can anyone help?
Friend of mine has got a tricky problem, his daughter took the family car without permission and had an accident, minor but baby in other car was taken to hospital.The daughter is learning to drive and she was trying to help out by picking her younger sister up from school because they have had a bereavement in the family and her mother had to fly abroad. 1) How will the insurance company look at this. 2)MOT HAS RUN OUT 3)Her father got to the scene after the police took a statement.

Emailpat, I have a degree in law, but am not a solicitor or a specialist in the field of insurance.

However, I like to have a go and my gut says the bigger questions are: 1.) Are any charges being pressed? I assume from the fact that you don't mention any injuries that the baby is okay and therefore assume that the occupants of the other car are at least not suing for personal injury. But that doesn't mean they won't press charges relating to the traffic offence, which leads me to question 2.) Are the police prosecuting the girl for driving without a licence or MOT and/or Taking Without Owner's Consent?

It's possible that any police or court involved might take a relatively lenient approach if this is a first offence, mitigating cirumstances, it's her parents' car, she hasn't done anything of the kind before, etc, and that would be what I'd expect a defence to argue. However, she could still face a fine or similar penalty typical for a traffic offence. The fact that an accident occurred makes it more likely that the police would prosecute than if, say, they had just stopped her on the road in a routine check and arrested her before letting her off with a caution. Obviously the police were at the scene so your friend should know pretty soon whether the police will prosecute.

I suspect that the insurance company won't be particularly impressed; your friend really needs to read the details of his insurance policy and discuss the issue with his insurer. Is the owner of the other vehicle pursuing an insurance claim or is the damage negligible?

The father's presence on the scene might look good in court as evidence that the girl has a stable family background but I suspect it won't make a difference to the insurance company.

Your friend really needs to see what claims come his way and take legal advice if he feels it's appropriate. It may be that a friendly local solicitor can give him a quick opinion over the phone, and as I've said his insurance company should be able to advise him of its position.

The daughter may well be entitled to legal aid if prosecution does go ahead - most likely you wouldn't be looking at a big court case as she would just plead guilty to the charges of TWOC'ing and driving without a licence or MOT and her defence would just try to argue the best deal regarding her fine, etc. Where it might get tricky is if the police (dependent upon what the victims/eyewitnesses have to say) decide to bump it up into a charge of reckless driving or similar. Then the solicitor would obviously advise the girl whether or not to plead guilty, based on the facts and how she feels about the charge.

I really hope the police and everyone else involved won't be too heavy-handed and that this works out all right and your friend's daughter comes out of it with nothing more than a stern reminder not to do anything of the sort ever again.

Maybe there are some lawyers/insurance specialists on here who can provide a bit more clarity.

Best of luck,

Soul Traders.

PS if you want to attract more attention to this issue on this BB I suggest you start your own thread with a suitable headline, as not everyone reads this thread!

.

Al
Email received cheers.

cheers, i didn't see it earlier. that was the one i was thinking about ;)